Codington County Title

A title service company realtors, lenders, and homeowners can trust.

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Codington County Title is a full service title company specializing in all types of real estate closings.

Based in the Upper Midwest, we can help you close your real estate transactions quickly and accurately, in a friendly, professional manner. Codington County Title works with buyers, sellers, attorneys, realtors and lenders to give you the best experience possible.

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We are here to help and walk you through any questions or concerns you may have.

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Our Services

Title Insurance
Closing Services
Title Searches/Reports/O&E
Digital Document Storage

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About Title Insurance

What is a title?

When a property is financed, bought, or sold that record of transaction is filed in the County Register of Deeds.

Other triggers that may affect ownership:

  • Liens
  • Taxes & Levies
  • Easements
  • Judgements
  • Unpaid Debts
  • Assessments
  • Land Encroachments

These records are searched from the patent (first original property ownership) to uncover issues that may pose a risk, from the past, to the current ownership of the property. Some problems may not be found and that is where the Title Insurance comes in to play.

What is title insurance?

Title Insurance protects the owners and lenders from any number of issues that might be uncovered during ownership of that particular property.

Who needs title insurance?

Lenders Title Insurance: Lenders will require Title Insurance Policies to protect their interest until the loan is either paid off or refinanced with another lender.

Home Buyers: Owners Title Insurance is optional, so keep in mind that the purchase of a home is one of the largest investments you will make. So purchasing an Owners Title Insurance is a policy that is paid for once and stays with you as long as you own that particular property, and is insurance that protects your ownership rights to that property.